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Welcome to the exciting
side of home buying!

Is your home buying experience leaving you frustrated?

Have you ever hard any one to complain how exhausting they feel after buying a house?

Wish you had someone knowledgeable to explain the process in “real world details” for you before you go out there to buy your home?

Well, you, lucky you, now you have just found that someone!

Buying a home can be a frustrating or an exciting experience. Here you will find some real estate professional insights to help you navigate the process: even if this is your first time home buying, you will sure to keep your experience in the exciting side!

I am a professional real estate agent in Metro Atlanta, GA area and have facilitate countless transactions of houses and condos / town homes – from very affordable properties to the $1,5 million homes and everything in between.

I work with house buying clients week in, week out so I know a thing or two about this fascinating subject – and I can ease the “frustration” while expanding the “exciting factor”

Please let me show many dos and don’ts…

…And please, don’t quit your job to dedicate yourself full-time to being a “home buyer!” (You'd better believe that I have known people who have done just that!)

Relax! Your experience is about to become a whole lot easier – even if you have been through the experience before or if this is your first time home buying:

You’d better believe there is plenty of good sense information, easy to understand help within these pages!

Let me show you around! Then return whenever you have any subject you would like to revise further…

Is there still a lingering question you did not get a satisfactory explanation?

Feel free to fire me a question that I will gladly dig up for you: Hey, this old dog is open to learn a new trick too!

TABLE OF CONTENT: Come Digg deeper!

Home Buying Blog
The Home Buying Blog keeps you up-to-date with all additions and change to home-buying-hub.com Web site. To receive the very latest, please subscribe here!

About Home Buying: Professional Process,Tips, Check Lists
About home buying: The process can be pretty frustrating. These professional insights, check lists and steps will lower the stress and lead you to become a successful homebuyer

Home Buying Disclosures: Seek Professional Advise Before You Buy A Home
Home buying disclosures: seek professional advise from REALTORS ®, CPAs, or real estate lawyers before you buy a home

Contact – Your most direct way to receive valuable home buying information
Contact – Your most direct way to receive valuable home buying information, home financing, for first time home buyers and seasoned one. Professional real estate tips from home grants to check lists

Home Buying Process: Strategies To Buy Your House
Home buying process: Strategies to buy your house. Read an agent’s professional playbook insights to a successful home buying.

Home Buying Financing: Your Most Critical Decision
Home buying financing: Your most critical decision. Read some sound strategies from a real estate agent professional to make your house buying dream come true

A Winning Home Buying Search Process
Winning home buying search process: a real estate agent’s professional insights on proven process to buy your dream home. Successful house buying search process.

Home Buying Offer: A Proven Process To Secure Your New Home
Home Buying Offer: A proven professional process that will assure the purchase of your new home!

Home Buying Price: How To Avoid Hardship Down The Road
Home buying price process: Don’t Be House Rich And Cash Poor. An agent’s professional tips on how to buy the best home and why going above your price point can risk loosing your house down the road.

Home Buying Comps: The Nitty-Gritty of Your new Home’s Worth
Home buying comps: It is the Nitty-gritty of your new home’s value. Read these tips on how your new house compares to other recent sales in the same area and other important stats before you buy.

Home Buying Commitment: Are You Ready For The Long Haul?
Home buying commitment: Are You Ready For The Long Haul? House buying is a very long term undertaking: Be sure to read this agent’s warnings before you sign on the dotted line

Credit Application Process Holds the key to buying your new house.
Credit Application holds the key to buying your new house. Here is some professional info to apply for home loan successfully. These advices can save you thousands of dollars.

Credit check: The pulse of your house buying
Credit check: The pulse of your house buying. Protect yourself and save money at same time. Here are some do’s and don’ts from a real estate agent who deals with it daily.

Home Buying Credit Scores: Every Lender Wants to Know Yours
Credit Scores: Every Lender Wants to Know Yours. FICO® score X-rays your paying abilities: Here is all the practical information for a convoluted yet vital subject that you will need.

Your Free Credit Report: How To Get it ...And Why You should do it!
How to get your home buying free credit report …And why you should do it! A real estate professional insights.

Home Buying Steps: Buying A House Without Going Crazy
These home buying steps will get you moving forward. “Inside” tips from a real estate agent who deals with house buying on a daily basis.

Home Loan Application: The steps to get you inside the home buying doors
Home loan application: The steps to get financing for your new home. Professional insight that can safe you $1,000s and avoid lots of headaches. It is also excellent information for first time buyers

Home Buying Power: How Much House Can You Buy?
Home buying power: Establish early how much house you can buy – then negotiate wisely and with strength.

Down Payment. Down Payment assistance. Home Buying Grants
Down payment, down payment assistance and grants are three pieces of your home buying steps that can put your foot inside your new home’s door. And they can be combined! Here’s how it can be done!

Home Buying Grants: Tens Of Thousands Of Free Dollars Towards Your Down Payment
Home Buying Grants: Thousands of free dollars towards your down payment. It can be $100,000 waiting for you. Here is where to check your eligibility, how you can apply and much more.

Home Buying TAD Grants: Money To Anchor You The Area
Home buying TAD grants: Moneys to anchor you to an area. Cities create tax incentives to revitalize certain area… And they will give you tens of thousands of dollars if you move there. Here’s how!

Georgia Home Grants: How About $100,000 Of Free Money For Your Down Payment?
Georgia home grants: Down payment assistance, grants. It can be $100,000 of free money waiting for you all over Georgia. Here is where to verify if you are eligible where you can apply and much more.

Home Grants Examples: Case studies of people who got close to $100,000. You can
Home Grants Examples – Two case studies from people who attained close to $100,000 in grant funds towards the purchase of their homes. It is free money! It works! You also can do it too. Here is how!

REALTOR: A free service in the home buying market
REALTOR Hire Process: A friend in the home buying market. REALTORS bring an array of knowledge that is difficult to match: And they work on commission paid by the seller. A Free service for you!

Federal home grants: This time Uncle Sam has some money for you.
Federal home Grants: This time Uncle Sam has some money for you. How’s that for a change? Thousands of free dollars in down payment assistance: Would you qualify? Read more here!

Repayable grants X Non-repayable grants: If all possible, get ‘em both!
Repayable grants X non-repayable grants: Which one should you get? Answer: if all possible, ‘em both! One does not exclude the other. You should apply for all grants in your area! Read more…

Home Buying Location: Everything In Real Estate is a function of location.
Home Buying Location: Everything In Real Estate is a function of location. “Choose it wisely” – A location can set prices worlds apart …your experience living there can be worlds apart as well!

Home Ownership Type: house, town home, condo or co-op which one will be for you?
Home Ownership Type: detached home, town home and condominium or co-op ownership- which one is the one for you? Avoid some headaches: Take a minute to read these pro advices before your final decision

Bundle of Rights: Home buying gives you rights you need to know.
Bundle of Rights: Home buying gives you rights you need to know. Did you know that you could sell the air space above your home? More importantly – some people are willing to buy it. You’ll love it!

Real Estate Title: The Real McCoy of Ownership
Real Estate Title: The Real McCoy of Ownership. There is much confusion between title and deed. Title is the very essence of what you acquire with your real estate property. Please read more here

Real Estate Deed affects your rights and your bottom line
Real Estate Deed affects your rights and your bottom line. It is the vessel that carries your rights, so depending on what the deed says, some of those rights might be clipped. Read more insights here

Liens can help you …or they can hurt you! Learn here how to navigate it!
Liens can help you to secure a mortgage to buy a home or even a car, motorcycle or a boat…however they can hurt you like if someone put a tax lien on property! Find out why right here

Non-Subdivision Home: Enjoy Your Home With Less Neighborhood Regulation
Non-subdivision home: enjoy your home with less neighborhood regulation. You have more say on what to do to home. But freedom comes with a price: you never know what can go up next to your home.

Subdivision Home: Restrictions May Apply
Subdivision Home: Restrictions May Apply

Town Home: Not a detached house, not a condo - The best of both worlds
Town Home: Not a detached house, not a condo - The best of both worlds. Popular since ancient Rome, its future looks bright indeed. Professional, clear, meaningful advice and tips about home buying

Air Rights: Worth Millions In The Right Place
Air Rights: Your very own slice of the sky. In the right place, the air rights alone can be worth $1,000,000! This is how Donald Trump got started in making his first billion.

Condominium: Your Own Slice of the Sky
Condominium: You really can dictate what goes on inside your walls but it can be a care free life style - no more cutting grass all weekend, or cleaning the pool in a hot August sun before jumping in

Thomas Jefferson's Ten Commandments: Good advices then, good now.
Thomas Jefferson's Ten Commandments: Good advices then, good now. Here is some material of what great lives are made of. Enjoy these nuggets of wisdom from our 3rd President

Co-op ownership: The most selective group of neighbors you can have, here is how
Co-op ownership: Selective and tight restrictions on who will live there - even the wealth and famous can be turned down. And no explanation will be issued, but for many that is exactly the attraction

HOA Powers: Necessary Evils?
People complain about their HOA all the time: Too much power to regulate, enforce the regulations and even foreclose on a home. But how can a subdivision or condo function without these necessary evil

HOA Dues: Are You Curious Of What Your Money Will Get You?
HOA Dues: Are you curious of what your money will get you? There is a lot of misinformation that you need to sort out. Here are professional, clear, meaningful advice and tips about home buying.

HOA Assessment Power: Make No mistake - The Target Is Your Wallet
HOA Assessment: The Target Is Your Wallet. Once assessment is established it is the law, it has to be paid. Homebuyers should ask if there is an assessment being contemplated – it can save you $1,000s

HOA Enforcement Powers: Are you opting in to be regulated?
HOA Enforcement Powers: Are you opting in to be regulated? Read the CC&Rs before you buy. Don’t be caught by surprise if you sue the HOA, it is almost certain that you will lose.

HOA cannot discriminate! It is the law of the land!
HOA cannot discriminate! It is the law of the land! Fair housing laws have a slow evolution starting in 1866 and were solidified a century later in the 1960, 70’s and 80’s: No discrimination allowed.

HOA Foreclosure Powers: $800 can take your home away
HOA Foreclosure Powers: $800 can take your home away. It is a Financial risk for any homeowners. Sadly this is not something they teach you at school - not even college: And how devasting it can be.

HOA and leasing: A careful dance, because they not always go hand-in-hand
HOA and leasing not always go hand-in-hand. Check the HOA restrictions before you buy. However real estate investment can bring you a steady income and someone else to pay your mortgage.

HOA tips: Real World Home Buying Insights That Can Save You Lots Of Headaches
HOA tips and suggestions that can make your living under a common interest development a whole lot easier. Real world home buying insights that can save you lots of headaches

Short Sale Homes: What You Should Know Before You Buy
Short sale homes happen when the current owner wants to sale a house whose market value is less than the amount still owed to the lender. Therefore lender has to approve it. Must know details here.

Short Sale Reasons that will help the economy and …you
Short sale reasons abound from financial and economical to social – please read here how short sales benefit the whole economy …and YOU

Home short sale tax: Buyers need not to worry. Sellers still do
Home short sale tax: Buyers need not to worry. Sellers do. However due to the current housing market crises sellers are also getting a tax reprieve. Buyers can buy short sale home with no tax worries

Home Short Sale Sunset Is Scheduled For December 31, 2012
Home Short Sale Sunset Is Scheduled For December 31, 2012

Traditional Short Sale: Allow extra long time to close
Traditional Short Sale: The long wait and unpredictability will test your nerves until you can get that home. Buyers with school age kids or those with lease about to expire should pay close attention

HAFA short sale: Brings some order to a volatile home market
HAFA short sale brings some order to a volatile home market. Most major mortgage lenders volunteered to participate however Fannie Mae and Freddie Mac are conspicuously out, so are many small lenders


Additional Resources

Other helpful
or related pages
within this site

Credit Application

Home Buying Steps

Federal Home Buying Grants